If you require this document in an alternative electronic format, please contact End Further Info End Preamble Start Supplemental Information SUPPLEMENTARY INFORMATION: I. Senior Counsel, Office of Regulations, at 20. Start Further Info FOR FURTHER INFORMATION CONTACT: DATES:Įffective date: This final rule is effective on June 30, 2021.Ĭompliance date: Compliance with the final rule published December 29, 2020, at 85 FR 86308, is delayed until October 1, 2022. The Bureau is taking this action to help ensure access to responsible, affordable mortgage credit and to preserve flexibility for consumers affected by the COVID-19 pandemic and its economic effects. The Bureau of Consumer Financial Protection (Bureau) is issuing this final rule to delay until Octothe mandatory compliance date for the final rule titled Qualified Mortgage Definition under the Truth in Lending Start Printed 45Act (Regulation Z): General QM Loan Definition (General QM Final Rule). ACTION:įinal rule official interpretation.
Impact on Depository Institutions and Credit Unions With $10 Billion or Less in Total Assets, as Described in Section 1026 Benefits and Costs to Covered Persons and Consumers
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